Licensed realtor and young adult mentor Shaquanna Wilson has released a new book titled From Debt to Deeds Planner, which offers readers a cost-effective, easy-to-follow tool for creating a budget, fixing credit, and understanding the process of purchasing and paying off a home.
The book also reveals surprising racial disparities among racial groups in the US, with Black people seeing the lowest rate of homeownership since 1968. One of the primary reasons Black people are denied mortgages, Wilson says, is because of poor credit or lack of income. She says this also stems from a lack of education in Black communities.
Despite the challenges Black people still face in securing mortgage loans and investing in property, Wilson says there is a clear path ahead for those who are ready to read her message and hear her story.
“You can be the change future generations need, and you don’t need an inheritance or a handout to make that happen,” Wilson says, who struggled tremendously to overcome massive debt and other social barriers to success. “It all starts with having the knowledge in hand to manage your financial standing, and it starts with little steps that will push you into levels of success you never thought possible.”
While many people are focused on the next president in the hopes their favored candidate will improve the economic outcome of Black people, Wilson believes people should instead start focusing on changing their own outcome right now. Real estate has provided Wilson with amazing opportunities for herself and her family, and she remains passionate about educating others who share her sense of responsibility for the future of their communities. She holds free classes for young adults on wealth building several times a year.
To learn more about From Debt to Deeds Planner and Wilson’s experience and expertise in real estate, visit her website at RealEstateVisionista.com